Explore Your Purchasing Power

Congratulations, you’re ready to take the first steps towards real estate ownership by applying for a mortgage loan. At Casa Real Properties, our real estate agents will help prepare you for the pre-approval process FREE of charge. We understand you want to achieve the American dream and we’re here to get you there! Upon meeting with one of our skilled real estate agents, we’ll help you organize your mortgage application. This will include important documentation such as credit reports, tax returns, proof of income and rental history. Once all of the paperwork is received our Casa Real Properties agent will be by your side to submit your application to one of our partnered financial institutions. We want to ensure you receive the best mortgage rates in NJ whether you’re a first time home buyer or a seasoned investor.

Your real estate mortgage amount will be reported to you as soon as we receive the results. As always, your information is kept private with Casa Real Properties. Once your pre-approval amount is set the real fun can begin!

Start the Process to Pre-Qualify for Mortgage Financing

mortgage lender in NJ American financial network

Christian Moran Sr. Loan Officer

NMLS #270569

Our Preferred Partner for Mortgage Programs in New Jersey

The Absolute Home Mortgage Corp is a premier partner for Casa Real Properties. Their dedication to financing the American dream has helped hundreds of our satisfied clients. Absolute Home Mortgage Corp understands that a pre-approval letter gives you an edge over other offers in the competitive real estate market. Your dream home or business is in sight, and Absolute Home Mortgage Corp understands that. Their loan processing is timely to ensure you get the property of your choice! First time home mortgages can be intimidating but with the expertise of Casa Real Properties and Chris Moran (Absolute Home Mortgage Corp), we’ve got you covered.

Download Our Free Home Buyer’s Guide Instantly

New Jersey Mortgage Loan FAQ’s

Mortgage financing is the process of obtaining a loan to purchase a home or other real estate property. This involves working with a lender who will provide the funds necessary to complete the purchase.

The mortgage pre-approval process involves submitting an application to a lender in order to determine how much money you can borrow to purchase a home. The lender will review your credit score, income, and other financial information in order to make this determination. You can check out our mortgage calculator to determine a baseline for your finances to expect.

The time it takes to get pre-approved for a mortgage can vary depending on the lender and the complexity of your financial situation. In general, it can take anywhere from a few days to several weeks to get pre-approved.

You will typically need to provide documentation of your income, employment history, credit history, and other financial information. This can include tax returns, pay stubs, bank statements, and other financial documents. You will also need to verify your identity with a driver’s license or passport along with your social security card.

The minimum credit score required to obtain a mortgage can vary depending on the lender and the type of loan you are seeking. In general, a credit score of at least 620 is required for most conventional loans.

Interest rates for mortgages can vary depending on a variety of factors, including your credit score, the type of loan you are seeking, and current market conditions. It is best to check with a lender or mortgage broker to get the most up-to-date information on interest rates in NJ.

nj mortgage lender pre-approval infographic

Begin your Homeownership Journey.

*Casa Real Properties will always favor the mortgage company with the best rates for your financial future.*